Consórcio de imóveis, como funciona?

Quero explicar o consórcio de imóveis uma maneira bem simples, imagina um grupo de 10 amigos que se reúnem e então eles combinam que todos darão 10 reais por mês , então todo mês terão 100 reais.

Então eles farão um sorteio e todo mês alguém vai levar os 100 reais.

 

É basicamente isso.

Todos os consórcios são divididos em grupos e dentro de cada grupo temos as cotas

Todos os que eu conheço são pelo sistema SAC em que todas as parcelas são iguais e ao passar do tempo o valor não muda, as instituições todo ano tem um reajuste que é bem pouco com base normalmente com o INCC, que é um índice que elas usam como base para reajustar o valor do crédito para que nós tenhamos o  mesmo valor de compra daqui uns anos, quando decidirmos usar o dinheiro

 

A contratação é super simples, você pode buscar nos bancos ou algumas outras instituições que são administradoras de credito, existem um monte.

Mas não contrate nada antes de ler cada regra da instituição, pois existem algumas diferenças que podem ser importante para sua estratégia.

 

O processo para compra de uma casa com consórcio é tão burocrática quanto financiamento, por isso, montei pra vocês um guia de como fazer clique aqui pra saber mais.

#conteúdo original de mais rico com.br

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